/channels/taxonomy/term/18597/all en /channels/channels/event/financial-skills-real-world-series-housing-ii-297191 <p>Under what circumstances do you have to pay HST and LTT when purchasing a home? Learn about various fees that realtors rarely mention, the difference between FRM, ARM, and VRM, as well as the various designations real estate agents have.</p> Wed, 15 May 2019 05:36:47 +0000 webfull 149322 at /channels /channels/channels/event/financial-skills-real-world-series-housing-i-297190 <p>Do you wonder whether it makes more financial sense to buy or rent? Wondering what the true costs of home ownership are?</p> Wed, 15 May 2019 05:36:46 +0000 webfull 149321 at /channels /channels/channels/event/financial-skills-real-world-series-insurance-your-estate-297189 <p>Which type of insurance is most appropriate for you? If you are already insured, do you have sufficient coverage? Are you saving enough for your retirement? What are some of the key considerations when planning your estate?</p> Wed, 15 May 2019 05:36:45 +0000 webfull 149320 at /channels /channels/channels/event/financial-skills-real-world-series-advisors-financial-planning-297187 <p>We will go over the questions to ask and the steps to take when selecting a good financial advisor. We will review how to set up a financial plan (Investment Policy Statement, "Know your Client").</p> Wed, 15 May 2019 05:36:44 +0000 webfull 149318 at /channels /channels/channels/event/financial-skills-real-world-series-children-your-money-297188 <p>You have probably heard that raising a child from birth to adulthood can cost a few hundred thousand dollars. Given the rising cost of education, what are some places where you can cut back without depriving yourself or your children?</p> Wed, 15 May 2019 05:36:44 +0000 webfull 149319 at /channels /channels/channels/event/financial-skills-real-world-series-portfolio-balancing-297186 <p>Debating whether mutual funds, robo-traders, or ETFs are best for you? What is the optimal portfolio balance given your age and risk tolerance?</p> Wed, 15 May 2019 05:36:43 +0000 webfull 149317 at /channels /channels/channels/event/financial-skills-real-world-series-introduction-cryptocurrencies-297185 <p>The last few years have seen phenomenal gains for most cryptocurrencies but should you invest in them? What are some of the main things to watch out for when buying altcoins or tokens?</p> Wed, 15 May 2019 05:36:42 +0000 webfull 149316 at /channels /channels/channels/event/financial-skills-real-world-series-prospectus-fund-facts-297184 <p style="text-align:left">Do you want to buy a mutual fund or ETF but are unsure how to make sense of all of the documentation provided?</p> Wed, 15 May 2019 05:36:42 +0000 webfull 149315 at /channels /channels/channels/event/financial-skills-real-world-series-investing-taxation-297107 <p>Under what circumstances does an RRSP or a TFSA contribution make more sense? What are some of the most tax-efficient investments available? How is the RRSP tax refund calculated?</p> Tue, 14 May 2019 04:28:54 +0000 webfull 149235 at /channels /channels/channels/event/financial-skills-real-world-series-income-taxes-297106 <p>Would you like to better understand tax slips and learn how to file your income taxes? Then this workshop is for you.</p> Tue, 14 May 2019 04:28:52 +0000 webfull 149234 at /channels /channels/channels/event/financial-skills-real-world-series-introduction-investing-297105 <p>Do TFSAs, RRSPs, GICs, and ETFs sound like a foreign language? Do you equate investing in the stock market to a game of chance?</p> Tue, 14 May 2019 04:28:49 +0000 webfull 149233 at /channels /channels/channels/event/financial-skills-real-world-series-credit-scores-identity-theft-297104 <p>This workshop will review the importance of credit scores and ways to boost them. You will learn how to obtain free credit reports and how improving your credit score can potentially save you hundreds of thousands of dollars.</p> Tue, 14 May 2019 04:28:47 +0000 webfull 149232 at /channels /channels/channels/event/financial-skills-real-world-series-managing-your-debt-297103 <p>This workshop will cover the ins and outs of credit cards, various types of loans, and the benefits of debt consolidation.</p> Tue, 14 May 2019 04:28:46 +0000 webfull 149231 at /channels